About Kristi
Why I started Infinity Group Insurance.
Kristi Howton, CPRM
Principal
I have worked in commercial insurance since 2019, at Iscential and at Higginbotham, alongside business owners who needed more than a policy off the shelf. Contractors sorting out who is really on their crew. Restaurants carrying five kinds of risk under one roof. Owners who wanted someone to explain the why, not just the premium.
In a market where costs are rising and carrier appetites are shifting, small business owners are being asked to navigate more complexity than ever, often without the guidance they deserve. I did not go anywhere. I built something more intentional. Something more aligned.
I hold the CPRM designation, I am licensed in ten states with Oklahoma in progress, and I serve as President of the Rotary Club of Dallas-Uptown. Infinity Group holds direct appointments with Hanover, The Hartford, Travelers, GUARD, Liberty Mutual, LIO, Philadelphia Insurance, Chubb, K&K, Texas Mutual, Kemper, Farmers, and Progressive, which is what lets me match a business to the carrier that actually wants to write it.
Commercial insurance since 2019
Previously at Iscential and Higginbotham before founding Infinity Group Insurance in Frisco.
CPRM
Certified Personal Risk Manager. Risk assessment and coverage structure, not just policy placement.
Ten states
Texas, Louisiana, Arizona, Tennessee, Virginia, Colorado, California, Pennsylvania, New York, and Ohio. Oklahoma in progress.
President, Rotary Club of Dallas-Uptown
Service above self, and a seat at the table for the business owners who keep this city running.
All three have to win
If it doesn’t work for the client, the carrier, and the advisor — it’s not a winning solution.
You're a priority
You’re not a number. Service isn’t reactive — it’s proactive, personal, and consistent.
Direct carrier access
More options, better alignment, smarter long-term strategy. You get what fits your business — not our shelf.
Ready to have someone in your corner?
Book a free consultation. We’ll walk through your business, identify the gaps, and build a strategy that actually fits.